Why get health insurance?
Medical debt continues to be a leading cause of bankruptcy in the United States. This is a reminder to us, especially in these uncertain times, that health insurance is crucial to protecting our families, both from a health and financial perspective. Health insurance can also protect us from costs related to hospital admissions, therefore reducing the financial burden on families.
Types of insurance:
Private Employer Sponsored Plans
Your employer may sponsor an insurance plan that they subsidize for you. Check with your employer to see if they offer such a plan.
Affordable Care Act
For insurance plans purchased from the Marketplace, immunizations and screenings such as mammograms and colonoscopies are covered at no cost. Additionally, having insurance can reduce the total cost of care related to chronic diseases such as diabetes, heart disease, and asthma
Medicaid is federal insurance that provides health coverage to eligible individuals who have low income, pregnant adults, individuals with disabilities and older adults that may qualify. Eligibility varies from state to state. Follow the link below so see if you qualify for Medicaid or check with your local health insurance agent
If you are 65 and older or have certain disabilities, you may qualify for health insurance. Please follow link below to obtain more insurance about medicare.